Carmen Haddad was appointed Citi Vice Chair for Middle East in January 2020, also retaining her position as Citi Country Officer (CCO) of the Kingdom of Saudi Arabia.  Carmen was ranked by Forbes Middle East among the Top 100 most powerful and influential Arab Business Women in 2018 and Financial News named her to its list of the top 50 Most Influential Women in Finance in the Middle East in 2018.  Carmen joined Citi Private Bank (CPB) in 2000 and has held several senior management roles during her career.  Carmen became the CCO for the Kingdom of Saudi Arabia in 2017.  Prior to that, she was the CCO of Qatar from 2013 – 2017 and led the Private Bank teams across the Gulf, Egypt and Levant.  Prior to Citi, Carmen was in sales and trading with Lehman brothers in London until April 1997 and subsequently joined Merrill Lynch until January 2000 focusing on U.S. equity trading, alternative investments & brokerage services. Carmen started her career at JP Morgan Chase in Asset Management as part of Portfolio Strategy Group which managed globally diversified, equity specific, hedged mandates for Institutional Investors in Europe.  In June 2013 Carmen was appointed Co- Chair of Citi Women Network for the UAE and is a Regional Board member of “Injaz Al Arab.” She is also an eight-time winner and Hall of Fame member of CPB Chairman’s Council.  Carmen graduated with a Bachelor’s degree in Arts from the University of Richmond.